"Young Chloe Henderson was raised in foster homes. Aged out of the system when she turned 18, she moved in with her abusive boyfriend, Trace Rodriguez, hoping to make a life for herself and the child that they are expecting. While they're out for a Sunday drive, Trace stops at a convenience store in San Francisco's rundown Bayview neighborhood. He tells Chloe to wait in the car, but she goes in and interrupts a robbery in progress. Trace kills a customer...

Steven Jencks has planned the perfect crime. Working with two skilled associates, he will hit the Reina, a super-luxury hotel off the coast of Spain, and then walk away with the haul of a lifetime. As the ultimate pro, Jencks has even run his plan through a complex computer simulation to account for every possible variable-- Except three. Their names are Annette, Cynthia, and Jenny. And no computer could ever simulate what these three femmes fatales...